Memorandum
of Understanding
A clear MOU outlines terms which protects
benefits of both parties.
Transparent
Transactions
All dealings are conducted via Account Payees Cheque / transfer to company account for full transparency.
Insurance Policy
Insurance Policy Details
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Policy Issuance
Issued within 45-60 days from signing MOU.
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Premium Payments
Regular premiums covered by the company.
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Additional Charges
Extra premiums due to PED, (health issues) are to be paid by investors.
Comparison
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| Features | Bank FD | Our Investment |
|---|---|---|
| Assured Return | Yes (Low) | Yes (High) |
| Liquidity | Low (1 to 12 Years lock in) |
High (7-years lock-in) |
| Potential Growth | Low (100% in 12 to 15 Years) | High (100% in 07 years) |
| Insurance Coverage | Limited up to (₹ 5 lakhs Only) |
Full amount (₹50 Lakhs) |
Investment Structure
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Initial Investment
Rs 50,00,000 (Fifty lakhs) invested with the company for profit by the investors.
Payment Method
| Can be paid in 4 installments by PDC’s (i.e. maximum within 06 months)
Return on Maturity of 7 years
| 100% Real Estate Asset OR
| 50% Real Estate Asset & 50% by cheque OR
| 25% Real Estate Asset & 75% by cheque
Lock-in-Period
07 years from the date of investment Credited with the Company.
Transparent Finance
Transparent Financial Transactions:
Ensuring Trust
Cheque Payments
All transactions conducted via account payee cheques or wire transfers.
No Cash Dealings
Cash transactions are strictly prohibited.
Company Transactions
All payments are to be made directly to the company account.
Investment Journey
Investment Timeline:
A Clear Path to Profit
Maturity Benefits
Profits Beyond Boundaries
in 7 - Year
Full Return with Profit
Receive your initial investment of ₹50,00,000 plus profits generated over 7 years real estate worth 1 CR.
Ideal for investors looking for maximum liquidity.
OR
Real Estate Worth ₹1 Crore
Opt for a premium property valued at ₹1 Crore offered by the company as your return.
A tangible asset that secures your wealth and provides future growth potential.
OR
Hybrid Option
Get 50% in the form of real estate and the remaining 50% of your returns as a cheque.
Get 25% in the form of real estate and the remaining 75% of your returns as a cheque.
Full Return with Profit
Receive your initial investment of ₹50,00,000 plus profits generated over 7 years real estate worth 1 CR.
Ideal for investors looking for maximum liquidity.
OR
Real Estate Worth ₹1 Crore
Opt for a premium property valued at ₹1 Crore offered by the company as your return.
A tangible asset that secures your wealth and provides future growth potential.
OR
Hybrid Option
Get 50% in the form of real estate and the remaining 50% of your returns as a cheque.
Get 25% in the form of real estate and the remaining 75% of your returns as a cheque.
Why Invest with us?
Unlock opportunities and secure
your future with expert investments.
01
Expertise in Real Estate
With years of experience, we identify prime opportunities to grow your wealth through well-researched, market-aligned strategies.
Access to prime real estate properties
In-depth market research and analysis
Proven track record of successful investments
02
Transparent and Secure Transactions
We ensure clarity and security in every step of your investment journey, backed by a solid legal framework.
Secure cheque payments for all transactions
Detailed investment reports and updates
Comprehensive legal protection and documentation
03
High Returns with Minimal Risk
Our tailored strategies focus on high returns and minimized risks, leveraging smart property selection and planning.
High return potential in real estate
Low-risk investment models
Continuous market monitoring and adjustments
Investment Strategy
Smart Strategies,
Solid Returns
Our investment approach combines deep market insights, strategic planning, and diversification to ensure maximum growth and security for your wealth.
Real Estate
Excellence
We specialize in high-potential real estate investments, ensuring steady capital appreciation and long-term growth.
Balanced
Diversification
Our diversified approach minimizes risks and ensures stable returns by allocating funds across secure assets.
Strategic
Risk Protection
Robust risk management strategies safeguard your wealth while delivering optimal growth opportunities.
Protection
Investment Protection
Nominee Beneficiary
Investor's nominee receives payout in case of accidental death of investor.
Coverage Amount
Full ₹ 50 Lakhs protected by term insurance cover.
Duration
10 years coverage matching investment term.
Premium Payments
Company covers regular premiums, PED costs to be paid by investors.
Comparison with Builders
Investment Comparison:
Builders vs Our Company
| Investment Benefits | Traditional Developers /Builders | Our Company |
|---|---|---|
| Amount | ₹ 50 Lakhs invested, but builder profits from flat sale, only ₹ 16 Lakhs worth of goods sold. | ₹ 50 Lakhs invested, no company profit, full benefit for investor. |
| Profit Margin | 200% profit gained by builder on day one of purchase. | 0% profit gained by company from investor on day one. |
| Security | Investment amount is not insured, unsafe and unprotected. | Investment amount is 100% secured and safe with insurance coverage. |
| Opportunity | Difficult to invest ₹ 50 Lakhs in Mumbai or Delhi with high flat prices. | ₹ 50 Lakhs is a basic investment for potential high returns. |
| Timeline & Returns | Redevelopment projects can take over 5 years, often longer than expected. | Potential for 100% profit on investment within 7 years from investment credit. |
| Rental Income | Rentals paid for 36 months, but not assured if project timeline is delayed. | No rent payments, but company generates profit for investor gains. |
| Risk & Protection | Not a zero-risk investment, no insurance premiums, investors under pressure and tension. | Zero-risk investment, insurance premiums paid, investors secure and worry-free. |
Process and Security
Investment Process and Security Measures
Transaction Process
All payments are to be made to M/S. Panjatani Real Estates & Trading LLP. This ensures funds are handled by a dedicated entity.
Documentation
MOU documents are executed in 2 weeks time from the date of credit of 100% funds with the Company to ensure clear terms & conditions are met with.
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Assets or Postdated Cheque
Investors can choose between a 7-year postdated cheque or real estate assets as part of their return. This provides flexibility & security.
No Early Withdrawal / Exit
A 7-year lock-in period is implemented to allow for optimal growth & ensures long-term commitment to the investment.
A Promise
Commitment to Timely Returns:
A Promise Kept
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On Time Returns
Company commits to honoring Property cum Payments at 7- years maturity. Except in cases of Pandemics, Wars, Floods, Earthquakes, Storms, Etc. Force Majoure, situations in India. Then time of Return of Property cum Payments will automatically be 10 years instead of 07 years from the date of Credit of 100% Investment with Company. -
Increased Returns for Extended Time
Expert team ensures timely execution of investment strategy but Incase of extension of investment term period from 07 years to 10 years the profit amount will also be increased from 100 % to 142 % by the Company to be returned on maturity to the investors.
Maximize Returns
Large-Scale Investments:
Maximize Your Returns
Overview
Investment Options Overview
| Options | Description | Benefits |
|---|---|---|
| A | Direct ownership of 100% real estate property | Maximum benefit by direct real estate ownership |
| B | 50% by real estate ownership & 50% by cheque | Balanced approach with real estate & other exposure |
| C | 25% by real estate ownership & 75% by cheque | Maximum flexibility with real estate & other exposure |
Insurance
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Tax Considerations
Tax Considerations
and Compliance
Our investment structure prioritizes financial transparency and investor benefits. At maturity, all profit-related taxes are duly deducted and deposited under the investor's PAN, ensuring compliance with the Income Tax Act, 1961.
Additionally, the company provides a tax-paid challan as proof of payment, simplifying tax filing for investors. Expenses related to the execution of the Memorandum of Understanding (MoU) are to be borne by the investor.
Next Step
Next Steps for Interested Investors
Initial Consultation
Schedule a meeting to discuss investment goals and options.
Expression of Interest
Execute Expression of Interest documents to formalize your interest.
Investment Fund Transfer
Transfer the investment amount to the company account via cheque or RTGS.
Receive Confirmation
Obtain all necessary receipts and postdated cheques within two weeks.
FAQ
Need Help?
What types of investments does your company offer?
We specialize in real estate investments, providing options for capital appreciation, secure returns.
How long is the investment lock-in period?
The lock-in period is 7/10 years, designed to maximize growth and ensure optimal returns.
How are my investments secured?
Investments are protected through detailed documentation, a Memorandum of Understanding (MOU), and insurance coverage.
Can I withdraw my investment early?
No, early withdrawals are not allowed to ensure structured and stable returns.
What is the minimum investment amount is 50 lakh?
The minimum investment amount depends on the investment plan. Contact us for specific details.
What happens in case of an investor's accidental death?
The nominee will receive the investment amount with profit from our company at the end of maturity term.
Are the returns taxable?
Property investment is not taxed as income but GST, Registration, SDR and any other Government Taxes to be paid by Investor.
How do I begin the investment process?
To start, schedule a consultation with our team, review investment options, and complete the documentation process.
